Dedicated service
Liquidity Regularization
We assist individuals, families and companies through the voluntary disclosure of undeclared liquidity and financial assets, up to their lawful, documented entry into the banking system.
We operate on a strictly lawful basis: every file involves disclosure to the competent tax authorities, payment of taxes and penalties due, and full verification of the origin of funds. We do not assist transactions lacking a lawful source.
Regularization services
An end-to-end path, from preliminary assessment to ongoing management of the regularized wealth.
Preliminary analysis and feasibility
Review of the position, jurisdictions involved and statute of limitations, with an estimate of taxes and penalties before any filing is started.
Voluntary disclosure and tax settlement
Preparation of the disclosure application, computation of taxes, interest and reduced penalties, and dialogue with the tax administration through to settlement.
Source of funds reconstruction
Collection and organisation of evidence on the origin and accumulation of wealth: income, disposals, inheritances, gifts, dividends and capital gains.
Cash deposit with authorised institutions
Cash is deposited exclusively over the counter at authorised banks, after the tax filing and with documented declaration of origin and destination.
Bank onboarding of regularized capital
Account opening with partner banks in Europe and the United States, with an enhanced KYC file and a structured presentation to the compliance desk.
Repatriation and cross-border transfer
Management of the return of foreign-held assets, tax monitoring obligations and reporting of transfers to the competent authorities.
CRS, FATCA and reporting compliance
Alignment of accounts with automatic exchange of information, review of past reporting and handling of annual filing duties.
Post-regularization protection and management
Trust and holding structures, discretionary mandates and succession planning for fully traceable wealth.
How we work
Step 1
Confidential interview
We frame the position without requesting sensitive documents and state whether a lawful route exists.
Step 2
Documentary file
We reconstruct the origin of funds and prepare the dossier for the tax authority and the bank.
Step 3
Settlement with authorities
We file the application, follow the procedure and close the case with payment of the amounts due.
Step 4
Banking and management
The regularized capital is deposited and invested according to the client's risk profile.
Compliance principles
- No transaction without disclosure to the competent tax authorities.
- Full KYC/AML checks on client, beneficial owner and source of funds.
- Refusal of any mandate connected to criminal proceeds or concealment schemes.
- Cooperation with licensed lawyers and accountants in the jurisdictions involved.
- Professional confidentiality within statutory reporting obligations.
Frequently asked questions
- Can undeclared cash be paid into a bank?
- Not before regularization. Cash may enter the banking system only after disclosure to the tax authorities, payment of amounts due and documentation of its origin.
- How long does the procedure take?
- It depends on the jurisdictions involved: typically three to twelve months across review, tax settlement and bank onboarding.
- Which documents are required?
- Identity document, tax number, evidence on the origin of wealth and, where available, statements and deeds relating to foreign assets.
Let us assess your position
Write to us for a first confidential discussion: we assess the lawful feasibility of the case before any engagement.