Roberto Balbino
Founder & CEO, Fintech SCB
International Finance & Banking ExecutiveInternational Author of Books on Economics and Finance
- 40
- years in international finance and banking
- 4
- offices: Miami, New York, Milan and Buenos Aires
- 5
- books on economics and finance, available worldwide
- 4
- languages: Italian, English, Spanish and Portuguese
EXECUTIVE PROFILE
International finance and banking executive, entrepreneur and international author of books on economics and finance, with 40 years of experience across corporate finance, banking and wealth advisory. Founder and CEO of Fintech SCB LLC (2022), an international financial advisory firm headquartered in Miami with offices in New York, Milan and Buenos Aires, and CEO of State Capital Bancorp since 2007. Career built in the finance functions of IBM and Vodafone and as Finance Director of Fastweb and Colt Telecom. Combines corporate finance and M&A experience with private banking and wealth management practice for families, entrepreneurs and companies in the United States, Europe and Latin America. Develops original theses on money, capital and power in five books and in independent analysis of global markets and geopolitics.
AREAS OF EXPERTISE
- Corporate finance and M&A
- Private banking
- Wealth management
- International banking
- Trusts, holdings and SPVs
- Asset protection
- Liquidity management
- Trade finance
- Cross-border tax coordination
- Financial planning and control
- Strategic planning
- Business development
- Governance and compliance
- Market intelligence
- Macro and geopolitical analysis
PROFESSIONAL EXPERIENCE
FINTECH SCB LLC
2022 – Present
Founder & Chief Executive Officer
Miami (headquarters) · New York · Milan · Buenos Aires
- Founded the firm in 2022 and lead it as CEO: strategic direction, partnerships and international relationships.
- Lead a network of partners, lawyers and private bankers serving families, entrepreneurs, family offices and corporate groups in the United States, Europe and Latin America.
- Advise on private banking, wealth management, international accounts, trust, holding and SPV structures, asset protection, liquidity management and trade finance, with cross-border tax coordination.
- Corporate finance and M&A advisory; independent analysis published in the firm’s Insights archive.
STATE CAPITAL BANCORP
2007 – Present
Chief Executive Officer
Spain · United States · Latin America
- Lead banking and financial services operations, governance and international correspondent relationships.
- Direct corporate finance and M&A: assess opportunities, structure transactions, coordinate initiatives.
- Set strategic direction and lead business development and financial management.
COLT TELECOM
2003 – 2006
Finance Director
United Kingdom · international telecommunications group
- Led financial management, planning and control of an international telecommunications operation.
- Financial reporting, performance monitoring, analysis and decision support for senior management.
FASTWEB
2000 – 2002
Finance Director
Italy · broadband and fibre-optic telecommunications operator
- Directed the finance function: budgeting, financial planning, reporting and performance management.
- Led management control in support of operational performance and strategic business decisions.
VODAFONE
1994 – 1999
Controller
Italy · multinational telecommunications group
- Business controlling, financial planning and analysis within a multinational group.
- Performance monitoring, financial reporting and management information for senior management.
IBM
1988 – 1993
Analyst
Italy · international technology corporation
- Financial and business analysis: the analytical foundations of a career in finance and management.
INDEPENDENT CONSULTANCY
2020 – Present
Market Intelligence
Latin America
- Occasional consulting on real estate and market information, based on extensive knowledge of local markets.
EDUCATION & LANGUAGES
- Education
- Bocconi University, Milan
- Languages
- Italian · English · Spanish · Portuguese
BOOKS ON ECONOMICS AND FINANCE
International author of five books, each built on an original thesis about money, capital and power.
The Capital That Remains
A Life Through Loss, Cooperation and Renewal
“Capital is what remains when the money is gone.”
AUTOBIOGRAPHY · 2ND EDITION · EN · IT · ES
Normality, Repriced
The Pandemic’s Structural Legacy in Finance, Business and Work
“The emergency deferred its losses; normality is when the bills arrive.”
2026 · 66 CHAPTERS · EN · IT · ES
The Price of Standing Still
Beyond Debasement: Money, Power and the Freedom to Choose
“The market’s horizon is not the owner’s deadline.”
2026 · 24 CHAPTERS
Principles of Political Economy
Intelligence, Capital and Interdependence in the Modern Economy
“How a modern economy produces, shares, finances and governs its prosperity.”
2026 · 665-PAGE TREATISE
The Prince
His Highness Has a Business Plan
“How influence is gained, control kept and dependencies managed.”
2026 · MACHIAVELLI FOR FOUNDERS & INVESTORS
Available on robertobalbino.com, fintechscb.com/books and the main platforms: Amazon (Kindle and paperback), Apple Books, Kobo, Google Books and the Draft2Digital (D2D) network. Author profiles: Amazon Author Page, Goodreads, Crunchbase.
WRITING & ANALYSIS
Independent analysis of finance, economics, geopolitics and global markets, from monetary policy and banking to sanctions, tariffs and the US–Europe balance, published in English, Italian and Spanish on Substack, robertobalbino.com and the Fintech SCB Insights archive. Every figure sourced, every assumption stated.
LINKS
- Personal website
- https://robertobalbino.com
- Fintech SCB
- https://fintechscb.com
Executive CV · 5 November 2026